Proposal to Reduce WBTC LTV Ratio to Zero in Aave V3 Faces Opposition from ACI Founder Marc Zeller A proposal to reduce the loan-to-value (LTV) ratio for Wrapped Bitcoin (WBTC) to zero in Aave V3 has sparked debate within the Aave community, with prominent DeFi figure Marc Zeller, founder of the Aave Chan Initiative (ACI),